Friday, May 04, 2012

Keeping the Faith

A conservative following politics these days can have a hard time keeping the faith.  Saint Paul wrote the words at the top of the page in what were also trying times.  Those of us who care deeply about our country and are political activists can get discouraged.  But Paul was giving us an important message.  God is in charge.  Even of politics.  There have been much worse times than these.  In the (looking at the whole panoply of history) comparatively recent time of pre WWII Germany, think how hard it must have been to keep the faith.  The world is nowhere near as badly off now as it was then.  So those of us faithful need to keep praying and keep trusting in God even when it seems impossible to trust.  Dear Lord, give me the ability to let go and let You be in charge.

My Ongoing Experiment with Bento 4

I am a long time Filemaker user.  My first copy of Filemaker was Filemaker.  Yeah.  They don't name an application Filemaker 1.  So I have used it since it was a flat file database.  But its getting expensive.  $299.00.  Compared to a lot of other products, still a bargain, but I am trying to semi-retire.  And you need a separate Filemaker License for each computer that uses it.  So, to keep using it in my practice is $600  because I haven't upgraded in several years.  So I decided Bento at version 4 might have the features I needed.  Some of it I love.  It automatically links to my addressbook and calendar.  And some of it seems really kludgy.  (My new word).  The main problem is printing.  There is very little user control over how it looks.  There are a bunch of "themes" but you can't alter them and you have very little control over font size.

The Real Unemployment Rate

The Obama administration is playing with the numbers.  How is it that the unemployment rate is falling when there are few new jobs?  Simple.  People are leaving the workforce.  They are applying for disability benefits in ever larger numbers.  Am I saying they are not really disabled? No.  and Yes.  Social Security disability is measured, in part, by physical inability to perform one's regular and customary occupation.  In addition the ability to adapt to a new and available occupation is taken into account.  What this means is that if, for example, your regular and customary occupation is warehouseman involving lifting heavy boxes and you have a back condition that precludes heavy lifting for the rest of your life, you meet one prong of the disability definition.  The second prong is are there jobs that you could, based on your education and abilities, reasonably be expected to do.  In a down economy there are few such jobs.  So disability benefits become a realistic option for creating a secure income.  The down economy even affects worker's compensation.  In an expanding economy an employer might be willing to train the warehouseman to become a dispatcher, a desk job not requiring heavy lifting.  That decision would save on the payment of worker's compensation benefits in the long run.  But in a stalled economy, where expansion looks pretty iffy, an employer might just bite the bullet and pay the worker's compensation, thinking, short run its the insurance company's problem.

The reality is that the labor force participation rate is the lowest it has been since 1981.  The labor force participation rate is a measure of the number of people between the ages of 16 and 64 who have a job or who are looking for one.  The labor force participation rate is shrinking every month.  The economy is stalled.  It is, looking at GDP, slightly growing but just barely.